Essential Travel

Travel insurance / Medical insurance / Cruise insurance

Travel Insurance Policy Terms & Conditions

The latest versions of the travel insurance policy wording for each of our products. Last updated 12th October 2022

How to view

If you would like to view any document, simply select one of the links below to open the file, after which you will be able to download it. The documents are in PDF format, so it’s easy for you to print or download a copy of them. Below are the latest versions of the travel insurance policy wordings for each of our products.

Travel Insurance Policy Wording

Essential Travel Policy Wording

Terms of Business

Product Info Documents

IPID - Economy Plus

IPID - Executive

IPID - FirstClass

COVID-19 Summary

Essential COVID-19 Summary

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Essential Travel Insurance is sold, administered and provided by Taurus Insurance Services, www.taurus.gi, an insurance intermediary authorised and regulated in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830.

Essential Travel is a Trading Name of Holiday Extras Cover Limited who are authorised and regulated by the Financial Conduct Authority under registration number 828848.

The insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting; register.fca.org.uk or by contacting the Financial Conduct Authority on 0800 111 6768..